The Tenure type of persons in caravans and manufactured homes is determined according to the tenure of the dwelling structure and not the land. Thus, a person who owns a caravan and rents a site in a caravan park is regarded as an owner. Code 1. Owner without a mortgage: A person who owns their dwelling and is not making any payments on mortgages or loans secured against the dwelling. (Thus persons who have repaid a loan but technically not discharged the associated mortgage are included in this category).
Code 2. Owner with a mortgage: A person who owns their dwelling and is repaying a mortgage or loans secured against the dwelling, regardless of the purpose of the mortgage or secured loan.
Code 3. Purchaser/renter under a rent/buy scheme: A person purchasing a proportion of the equity in the dwelling, and paying rent for the remainder.
Code 4. Renter: A person paying money to another person/organisation in return for accommodation. Included in this category are: Boarder, a person who is provided with meals and lodging in return for money; and Lodger, a person who is provided with lodging only (a room or rooms) in return for money.
Code 5. Occupier under rent free accommodation: A person paying no money in exchange for accommodation. Exclude owners with or without a mortgage, house-sitters, and those paying accommodation in goods and services.
Code 6. Occupier under a life tenure scheme: A person with a contract to live in the dwelling for the term of his/her life but without the full rights of ownership and usually has/have limited or no equity in the dwelling. This is a common arrangement in retirement villages.
Code 7. Other tenure type: The tenure does not fit any of the above categories. For example: house-sitting, payment in kind, for a specific service.
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